Play hard, stay covered
Boats & Rec Vehicles Insurance
Adventure Protected, Wherever You Roam
At Legacy Lines Insurance, we believe your adventures should be unforgettable — for the right reasons. Whether you're cruising the lake on a boat, exploring trails in an ATV, or taking a cross-country trip in your RV, we offer specialized coverage to keep your recreational vehicles protected. From accidents and theft to liability and damage, we’ll help you stay covered so you can focus on the fun, not the risks.
Types of Boats & Rec Vehicle Policies
ATV’s & Off-Roading Vehicles
Adventure covered, wherever you ride
Boats (including non-motorized)
Smooth sailing with complete protection
Trailers
Haul with confidence, insured every mile
Personal Watercraft
Ride the waves worry-free.
Golf Carts
Coverage for your course and community rides
Enjoy Your Toys, Worry-Free
Motorhomes
Travel farther, worry less
Snowmobiles
Snowy adventures, fully protected
E-Bikes, Dirt Bikes & Tractors
From trails to fields, your ride is protected
The Values Behind the Legacy
What We Stand For
Built on Trust, Backed by Action
Our clients count on us to show up when it matters most. We follow through, fight for fair outcomes, and stay by your side—because protecting your legacy takes more than promises.
Real People. Smart Solutions.
You’ll work with a team who knows your name and your goals—supported by technology that makes insurance feel effortless. We blend personal attention with modern tools to give you the best of both worlds.
Coverage that Prioritizes You
We partner with top-rated carriers to bring you the right protection—not just what's available. Your goals guide every recommendation, so you can move forward with confidence and clarity.