Play hard, stay covered

    Boats & Rec Vehicles Insurance

Adventure Protected, Wherever You Roam

At Legacy Lines Insurance, we believe your adventures should be unforgettable — for the right reasons. Whether you're cruising the lake on a boat, exploring trails in an ATV, or taking a cross-country trip in your RV, we offer specialized coverage to keep your recreational vehicles protected. From accidents and theft to liability and damage, we’ll help you stay covered so you can focus on the fun, not the risks.

Types of Boats & Rec Vehicle Policies

ATV’s & Off-Roading Vehicles

Adventure covered, wherever you ride

Boats (including non-motorized)

Smooth sailing with complete protection

Trailers

Haul with confidence, insured every mile

Personal Watercraft

Ride the waves worry-free.

Golf Carts

Coverage for your course and community rides

Enjoy Your Toys, Worry-Free

Motorhomes

Travel farther, worry less

Snowmobiles

Snowy adventures, fully protected

E-Bikes, Dirt Bikes & Tractors

From trails to fields, your ride is protected

The Values Behind the Legacy

What We Stand For

Built on Trust, Backed by Action

Our clients count on us to show up when it matters most. We follow through, fight for fair outcomes, and stay by your side—because protecting your legacy takes more than promises.

Real People. Smart Solutions.

You’ll work with a team who knows your name and your goals—supported by technology that makes insurance feel effortless. We blend personal attention with modern tools to give you the best of both worlds.

Coverage that Prioritizes You

We partner with top-rated carriers to bring you the right protection—not just what's available. Your goals guide every recommendation, so you can move forward with confidence and clarity.