Smart Coverage for Smart Business Owners
Business & Commercial Insurance
Why Your Business Needs Protection
Customized insurance solutions for small and mid-sized businesses—coverage that keeps you running confidently. From property damage to employee injuries and professional mistakes, the right coverage safeguards your business from unexpected risks and costly claims.
Types of Business & Commercial Insurance Policies
Commercial General Liability
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Commercial General Liability insurance helps protect your business from claims of bodily injury, property damage, or personal injury that occur on your business premises or as a result of your operations.
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This coverage is essential for everyday risks—like a customer slipping and falling at your location—giving you peace of mind and financial protection against unexpected claims.
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Retail stores, contractors, restaurants, and any business that interacts with the public.
What Fits My Needs
Business Owner’s Policy
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A Business Owner’s Policy bundles general liability and property insurance into one convenient package, simplifying coverage for your business.
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Designed for small to mid-sized businesses, it covers property damage, business interruption, and liability claims—all at a lower cost than buying policies separately.
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Small business owners with a physical location—like boutiques, offices, and cafes.
Workers’ Compensation
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Workers' Comp provides coverage for medical expenses and lost wages if an employee gets hurt or sick while on the job.
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It also protects your business from potential lawsuits related to workplace injuries. In most states, it’s required by law as soon as you have employees.
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Any business with employees—especially in industries like construction, retail, healthcare, and manufacturing.
Errors and Omissions
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Errors and Omissions insurance, also known as Professional Liability, protects your business if a client claims you made a mistake, gave bad advice, or failed to deliver a service properly.
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It’s especially important for consultants, agents, and service-based professionals who provide advice or specialized services to clients.
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Real estate agents, insurance brokers, consultants, accountants, doctors, and tech professionals.
Get a Quote!
We are available to schedule an appointment by email, phone, or this contact form!
agency@legacylinesins.com
(702) 568-6601
The Values Behind the Legacy
What We Stand For
Built on Trust, Backed by Action
Our clients count on us to show up when it matters most. We follow through, fight for fair outcomes, and stay by your side—because protecting your legacy takes more than promises.
Real People. Smart Solutions.
You’ll work with a team who knows your name and your goals—supported by technology that makes insurance feel effortless. We blend personal attention with modern tools to give you the best of both worlds.
Coverage that Prioritizes You
We partner with top-rated carriers to bring you the right protection—not just what's available. Your goals guide every recommendation, so you can move forward with confidence and clarity.
